Term Deposit


  • Term Deposit can be activated based on agreed currency, time and amount; 
  • Changes regarding the amount, currency and time of the term deposit are not permitted during the duration of the deposit agreement; 
  • Term Deposit can be opened by any individual or by the third party in favor of the former; 
  • Term Deposit can be opened in the following currencies: GEL,USD ;
  • The min. limit of the deposit: 2 500 GEL, 1 000 USD;
  • The max. limit of the deposit: 1 250 000 GEL,  500 000 USD;
  • The validity of the deposit are 6-9, 9-12; 12-18 ,18-24 months; 
  • In case of violation of the deposit terms, the interest rate income from the allocated sum will not be accrued; 
  • The current account in the “International Bank of Azerbaijan-Georgia” is requierd, in order to open the deposit; 
  • The depositor should present the Identification Card or Passport to open the account. In case of the opening  the deposit in favor of the third party - the ID of of the latter is required accordingly.
  • Opening of term deposit is free of charge; 
  • Allocation of money on the term deposit account and its further withdrawal is free of charge; 
  • Withdrawal of the accrued interest rates on the term deposit is free of charge; 
  • In case of the earlier expiration of term deposit agreement, the interest rates income will be deducted from the deposit sum.
Deposit Term  Rate
Month Day Currency Monthly At The End
6-12 180-360 GEL 4.50% 5.00%
USD 0.75% 1.00%
12-18 360-540 GEL 5.00% 5.50%
USD 1.00% 1.25%
18-24 540-720 GEL 5.50% 6.00%
USD 1.25% 1.50%

currency rates

  Buy Sell Rate
2.4100 2.4800 2.4383
2.9500 3.0900 3.0018
3.3440 3.5080 3.4209
1.2500 1.7000 1.4359
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