Investment Deposit


  • The Investment deposit can be activated based on agreed certain currency, time and amount; 
  • The changes regarding the amount, currency and time of the deposit are not permitted during the duration of the deposit agreement; 
  • Investment Deposit can be opened by any individual or by the third party in favor; 
  • Investment Deposit can be opened in the following currencies: GEL & USD;
  • The first min. limit of the deposit: 125 GEL, 50 USD;
  • The validity of the deposit are: 6-19, 9-12; 12-18,18-24 months; 
  • The interest rate income is available by the deadline of deposit; 
  • In case of violation of the deposit terms, the interest rate income from the allocated sum will not be accrued; 
  • The current account in ,,International Bank of Azerbaijan-Georgia,, is requierd, in order to open the deposit; 
  • The depositor should present the Identification Card or Passport to open the account. 

Interest rates:

Deposit Term Rate
Month Day Currency At The End
6-9 180-270 GEL 5.00%
USD 2.00%
9-12 270-360 GEL 5.50%
USD 2.50%
12-18 360-540 GEL 6.00%
USD 3.00%
18-24 540-720 GEL 6.50%
USD 3.50%


  • The opening of Investment deposit - free of charge; 
  • The allocation of the sum of money and its further withdrawal – free of charge; 
  • The withdrawal of the interest rate income – free of charge.

currency rates

  Buy Sell Rate
2.3900 2.4500 2.4100
2.5550 2.6550 2.6161
3.0200 3.1200 3.0903
1.0000 1.5100 1.4367
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